Our Programmes
Three Workshops, Each Built for a Different Need
Phra Capital offers three structured programmes. Each one addresses a different area of financial life that adults at 40+ in Thailand commonly find they want to understand better.
← Back to HomeOur Methodology
How Each Programme Works
Every Phra Capital programme is structured around the same underlying method: the facilitator works with participants rather than talking at them. Questions are expected and welcomed. The pace is set by the group's understanding, not by a fixed schedule. Materials are designed to be used beyond the session itself.
Participants are not ranked or assessed. There are no tests and no performance expectations. The aim of each programme is comprehension — specifically, the kind of comprehension that stays with a person after they have left the room and returned to their ordinary week.
Each programme runs a fixed number of sessions. The bank statement workshop runs across two sessions. The markets programme runs over three evenings. The family conversation programme runs across a weekend, with two sessions on the same day. All sessions are held at the Phra Nakhon premises.
Standards Across All Programmes
- Maximum 12 participants per session
- Facilitator with postgraduate qualification
- No product recommendations
- Printed materials included
- Post-session follow-up within one week
- PDPA-compliant data handling
Programme 01
Reading the Bank Statement
A two-session workshop devoted to the patient skill of reading bank account statements and recognising the rhythms of a household's monthly cashflow. Participants bring three months of their own statements — with personal numbers redacted if they prefer — and the facilitator walks through them anonymously with the group.
The aim is comprehension and self-knowledge, not judgment. Participants leave with a one-page personal cashflow summary they have built themselves during the sessions. This is a working document — not a template, but a real summary of their own household's financial rhythm.
What the Programme Covers
- How to read the standard layout of a Thai bank statement
- Identifying recurring income and outgoings from transaction histories
- Understanding seasonal patterns in household cashflow
- Building a one-page cashflow summary to keep and use independently
Format
Two sessions
Programme Fee
5,350 THB
Programme 02
A Considered Approach to Markets
A three-evening programme on market history, the patient reading of market commentary, and the gentle work of staying with one's own household plan when news cycles intensify. The facilitator draws on long-running historical examples from Thai and regional markets.
The aim is calm fluency rather than activity. Participants do not leave with a strategy for investing. They leave with a more measured relationship to market news and a better sense of the distance between headlines and their own situation.
What the Programme Covers
- A survey of Thai and regional market history over the past forty years
- How to read financial news and market commentary with appropriate scepticism
- Understanding cycles, volatility, and the limits of short-term commentary
- A reflection card and recommended reading list to use after the programme ends
Format
Three evenings
Programme Fee
8,400 THB
Programme 03
The Family Conversation Programme
A weekend programme of two sessions on the conversations within Thai families at 40+ that touch on money — supporting elderly parents, helping younger relatives with education, planning for one's own later years, and the patient practice of speaking about all of these with care.
The facilitator provides discussion prompts and a printed conversation guide; the sessions themselves are gentle and unhurried. The programme is designed for individuals or couples, with optional follow-up reflection at home. Participants take away frameworks they can use in actual family conversations over the months ahead.
What the Programme Covers
- Supporting elderly parents financially without straining one's own household
- Talking with younger family members about education costs and planning
- Having productive conversations with a partner about household finances
- Thinking ahead to one's own later years in a calm, considered way
- A printed conversation guide to use at home after the programme
Format
Weekend, two sessions
Programme Fee
11,400 THB
Choosing a Programme
Which One Is Right for You?
Each programme addresses a distinct area. Some participants attend more than one over time; others find that one covers exactly what they were looking for. There is no obligation to attend all three.
| Feature | Bank Statement | Markets | Family Conversations |
|---|---|---|---|
| Best for | Understanding your cashflow | Reading financial news calmly | Family money discussions |
| Sessions | 2 | 3 evenings | Weekend (2 sessions) |
| Bring your own materials | — | — | |
| Printed take-home material | |||
| Suitable for couples | |||
| Focus on family dynamics | — | — | |
| Fee | 5,350 THB | 8,400 THB | 11,400 THB |
The Family Conversation Programme is our most comprehensive offering and is highlighted for those dealing with multiple household considerations simultaneously.
Shared Standards
Professional Protocols Across All Programmes
Privacy & Confidentiality
Participant information is handled under Thailand's PDPA. No personal financial data discussed in sessions is shared outside the room.
Annual Programme Review
All three programmes are reviewed annually by the facilitation team and a group of past participants to ensure materials remain current.
No Product Affiliation
Phra Capital is entirely independent. No financial institution, insurance company, or investment platform has any involvement in our content or recommendations.
Group Size Control
Sessions are capped at twelve. When a session fills, we open a new date rather than expand the group beyond what allows good facilitation.
Post-Session Follow-Up
Within one week of a programme's final session, each participant receives a follow-up note from the facilitator with a brief reflection and any additional references.
Printed Materials Included
All printed materials — cashflow summaries, reflection cards, conversation guides, reading lists — are prepared in-house and included in the programme fee.
Fees
Programme Fees
Programme 01
Reading the Bank Statement
5,350 THB
per participant
- Two facilitated sessions
- Cashflow summary template
- Refreshments included
- Follow-up from facilitator
Programme 02
A Considered Approach to Markets
8,400 THB
per participant
- Three evening sessions
- Printed reflection card
- Curated reading list
- Refreshments & follow-up
Programme 03
The Family Conversation Programme
11,400 THB
per participant
- Weekend format, two sessions
- Printed conversation guide
- Discussion prompt cards
- Suitable for individuals or couples
Have a Question Before You Decide?
We are glad to answer questions before you commit to a place. Write to us at any time.
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